Buying Your New Home
Investing in Your Own Security & Equity
Specializing in New Home Owners
Making the Right Decision
When a client is looking at several decades worth of mortgage payments, they want to be sure that they are making the right decision. I think it’s the greatest thing when homebuyers pick up their keys and open the door for the first time realizing it’s now their own personal residence.
Our Home Buying Services
Wake Up in Your New Hawaii Home
Give us a call to schedule an appointment
First Steps to Buying Your New Home
What to Expect in the Beginning Stages
Find a Realtor
Your Realtor will be guiding you through the purchase of a new home for the next few months. It’s important that you’re happy and comfortable with the working relationship you have with your agent. It’s a good idea to interview a couple Realtor’s before you decide on who you will work with, because some agents will try to have you sign an agency agreement as soon as you meet them. Not every real estate agent is a Realtor, who is a licensed real estate salesperson who belongs to the National Association of Realtors®, the largest trade group in the country.
What difference does it make? Realtors are held to a higher ethical standard than licensed agents and must adhere to a Code of Ethics.
Find a Lender
If you have not done so already, begin your home loan application with you Bank, Credit Union or Mortgage Broker. The application will ask for information like your current salary/ employment status, credit score, debt, etc. Your lender will be able to tell you what you qualify for and provide you with a Pre-Approval letter once you have an accepted purchase contract.
Begin Your Search
Your realtor will help you locate and identify suitable homes within your price range and search criteria; and contact the Sellers agent to set up a showing.
Make an Offer
Your Realtor will generate your Purchase Contract and present it to the Sellers Agent, along with your pre-approval letter.